My Breakup Letter To Debt.. First Guest Post.

April 17, 2016September 26, 2016 jacquelineobyikocha43 Comments

Yay! My very first guest post is from Pamela of ‘My money counts – money, modest living and enjoying life.’

I met Pamela in the blogosphere several months ago and I have totally enjoyed our interactions. Her posts are insightful, fact-filled and very hands on approach.

Her witty letter to Debt is a personal relationship with being indebted and how she got out of it. I enjoyed reading it and I am sure that you will 🙂

Dear Debt,

It’s been a roller coaster ride with you, but it’s time we part ways. I don’t know how much more uncertainty I can take from you. You said you would always be there for me. I thought you had my back, but you lied to me.

There were so many secrets and lies you kept from me. How can a relationship grow that is built on lies? Like the time you said you had my back and convinced me to buy my living room furniture on credit. You told me we could afford it. You said we would be ok, so I listened. Or when you told me that you would take care of me once I was done school and encouraged me to spend the little I had and more without giving a second thought. But I am done school now and your words were just empty promises. Where is the help? Where were you when I needed you, debt?

Why am I even surprised? You were never satisfied with what I could give you. You always wanted more and more from me. The more I got for you the more you wanted. I felt like I could never do enough for you. Like the time I got us the big screen T.V and game system, but that wasn’t enough for you. You wanted the new laptop and cell phone too.

Was it ever enough for you? Did I ever make you happy? You used to make me happy. I used to get so excited to see you. We had some of the greatest times together you and I. Like the time we went on the road trip together or bought all those cool things together. You used to whisper sweet nothings in my ear. You had me wrapped around your finger. Then the trips, gifts and promises stopped coming. Then you stopped coming around. Now when I look at you, I can’t trust you anymore. You deceived me…so I am moving on.

I will just come right out and say it, I met someone else. His name is cash and he is so good to me. He never lies to me or deceives me. He always has my back and is satisfied with what I can give him. We are building new memories and going on our own adventures together cash and I.

I want to say, thank you, though because if it wasn’t for you, I would never know how great a healthy relationship could be. Cash is the love of my life and I have you to thank for it.

So long and have a good life. Please change your ways so you don’t mess up the next girl’s life. Oh and don’t forget to lose my number.

Your Ex,

Pamela

Image credit: Pixabay.com

An excerpt about Pamela in her words. She can be contacted through this link: MY MONEY COUNTS.

Hi I’m Pamela. I am 30 years old African Canadian personal finance blogger that likes to help other millennials eliminate their debts. My professional and educational background is in accounting / finance, but I was not always good with my own money. After some life lessons learned, my husband and I embarked in a journey to pay off $120k of debt in 2.5 years. We now live debt free and our building our wealth. This letter is a comical relief on my experience with debt.

If you are interested in guest posts, you can contact me through my contact page on my blog or through this email address: JacquelineObyIkocha@gmail.com

Midnight motivation and musings

Midnight Motivation and Musings # 62….

April 16, 2016 jacquelineobyikocha12 Comments

A lot of times, pursuing our passion will take a whole lot of our hearts, heads and everything else that we’ve got to give and this is mostly where the challenge lies.

In as much as money makes things easier, money has never stopped a man whose driving aspiration consumes him. They will always find a way to chase it with their zeal.

Often times, we are not ready to make the commitment that such aspirations require and we mask our inabilities by using very legitimate reasons. Other times, doubt may erode our dreams and they die a painful death never having been birthed.

You’ve got to deal with the doubts.

Memes · Midnight motivation and musings

Midnight Motivation and Musings # 60…

April 14, 2016 jacquelineobyikocha29 Comments

It’s often interesting how we keep putting off things that our heart is set on doing as we wait for the right time to arrive.

When is the right time? How do we identify it? Will it come knocking on our door to announce it’s arrival? Will it ever arrive?

Some say it’s when they’ve got enough money set aside, some say that they are waiting for the children to grow up and there are yet many more excuses.

The whole glaring truth is that there will never be the right time except we make it happen. Excuses will always be bountiful and they cost several dozens for nothing, however, the cost of using excuses can be quite expensive.

Let’s start seeking that right time today. Today is it.

Life · Poetry/Poems · The Daily Post

Life Is A Suitcase…

April 14, 2016April 14, 2016 jacquelineobyikocha11 Comments

Did you know that life’s a suitcase

In which we journey through this maze?

You put the things you feel you’ll need

As you trundle along at your own speed

Good portion of love

Inside your trove

Helpings of smiles

Will go a mile

Family and friends can come along

They are always there to keep us strong

A dash of life skills is worthwhile too

A pinch of resilience without much ado

Good thoughts, positive vibes are simply a must

With good faith and in God we trust

Sometimes some run out of space

They end up with a bursting suitcase

Sometimes we over anticipate

And end up paying for excess luggage

Though life may have it’s bumpy trails

But if we pack with some essential stuff

We would enjoy it as we set sweet sail

That my friend would be good enough.

Suitcase,The Daily Post Prompt

Blog · Guest Posts · Interviews

This Might Interest You…BE MY GUEST.

April 10, 2016April 10, 2016 jacquelineobyikocha51 Comments

When I started my blog eleven months ago, I decided to take it a day at a time and see where the path is leading to.

I didn’t want to jumpstart far too many things and it would become difficult to get a grip on what exactly it is that I am doing here.

As each blogging day goes by, my vision for my blog keeps becoming crystal clear and I want to raise the bar a notch higher. It’s all part of the evolving and change. We have to keep aiming for growth.

My blog is a primarily a lifestyle blog and not just self-centric focused blog. I am a very community minded person and in as much as my blog is my voice in this space, it’s a space for all of us.

I am introducing a weekly GUEST POST (4 times a month) and Interview opportunities to other bloggers.

I am also available to write guest posts if you require that.

The guest posts that I seek are posts that will enhance and improve the lives of others. It would be on topics such as (but not limited):

Parenting, Family, Relationships, Finance, Exercise, Health, Wellness, Inspirational, Motivational, Security, Cooking, Lifes Lessons, Self-Help etc.

On the interview aspect, I am introducing bi-monthly interviews of fellow bloggers, which will involve short snippets about you and a feature of your blog.

Lastly, after due consideration and due to the success of parties that I hosted in the past, my theme blog party will take place once every month. I am contemplating the 3 or last weekend of the month.

So, tell me what you think. Please, and thank you.

If you are interested in the guest post or interview, you can send me an email JacquelineObyIkocha@gmail.com or check my ‘getting in touch page’

I might also knock on your door, so don’t be surprised if you see me outside 🙂

Everyday People · Family · Life · Parenting

Daddy Love…Everyday Beautiful People 13

April 10, 2016 jacquelineobyikocha17 Comments

‘A father’s loving and guiding hands will remain on the daughters shoulders forever, even when he is long gone.’ Jacqueline Oby-Ikocha

Midnight motivation and musings

Midnight Motivations and Musings #55

April 9, 2016April 9, 2016 jacquelineobyikocha22 Comments

It’s a natural tendency for us to seek the approval and support of those who we consider our friends and loved ones because no one exists in a vacuum or isolation.

It’s also normal to find that some of those around us may not buy into our dreams or be our cheerleaders. Some will outrightly express their dissension while some may not voice it, but their attitude towards you will show their contrary opinion.

The truth is that the natural inclination of most people is to seek for the difficulties and all the reasons why an aspiration won’t work, before seeking for the possibilities.

One needs to be attuned spiritually to determine whether the criticism or voice of dissension is truly born out of honest conviction and concern for your well-being or whether the naysaying is borne out of envy, automated pessimism.

There is always need to weed out the chaff and keep the wheat. It’s not every opinion that you should pay mind to.

Personal

My Relaxing Indulgence…The great book of lists.

April 9, 2016April 9, 2016 jacquelineobyikocha24 Comments

For this week’s Great book of lists, we get to outline our hobbies. Through the years, my hobbies have changed a bit. A lot have been dropped by the wayside due to push and pull factor of life. Some exigencies and recent moves found some things falling into the crack of lifes pavement.

However, there are some hobbies that have grown to become an intrinsic part of me:

I love to read and I read to live. As far back as my conscious mind can recall, I have been in love with the lettered word. Even as a child, I would spend my pocket change on a book instead of something else. I read voraciously. As an adult, I indulge in a book, two or more in any given month. Reading is my sleeping pill. After the day’s hustle, I settle my nerves down with a book and if the book is a compulsive read, I might read far into the night or toddle off to sleep as I read.
Writing. This is my way of thinking. I think through my fingers. Even before I ever started blogging which is just 11 months ago, I journalled every day.
Doodling. I sketch. I really don’t know how it works but sketching relaxes me. I just doodle whatever comes to my mind. Sometimes, they turn out very nicely.
The Running Man
Can people watching be classified as a hobby?
Taking photographs. I have thousands of random photos taken over time. I hope to find time to take professional lessons. It’s a hobby with a lot of potentials.
Dancing. It makes me very happy. I dance just for the sake of it. No celebration required. I get a shake of a leg in virtually every day. Somewhere, some how, I find my ten minutes of wiggle the waist 🙂
My daily me time gives me a little room to flex my mind, to tone down and just exhale. I could spend my me time just being quiet, or taking a walk and soaking in the things around me.

There are some hobbies that I miss doing, like crocheting, playing the piano, pottery making and sewing. I don’t know if it’s that the zeal has waned or due to time squeeze. I guess I can use the excuse of not having a piano here in Dubai to console myself.

Midnight motivation and musings

Midnight Motivations and Musings # 54…

April 8, 2016 jacquelineobyikocha8 Comments

Life lived dancing to the tunes of misery wears out the soul living it.

Yes indeed, our days are not always smiles and sunshine, but the truth is that misery and negativity are barely a head’s turn away and once you give it room, it becomes a permanent tenant and a difficult one to evict.

A lot of times when I am feeling down, I might brood for a while, but with training my mind to shut off the negative raps, I endeavour not to stew in it by getting engaged in little things that will uplift my mind and take the focus off me.

Not the easiest thing to do at times, but the alternative is worse.

Jacqueline Oby-Ikocha

Creative Writing · Fiction · Short Stories

Lost In Thought…Friday Fiction In Five Sentences.

April 8, 2016February 1, 2017 jacquelineobyikocha21 Comments

Ted was bored, angry and tired. He hated his job, the drudgery and his boss.

Every morning, he would get all dressed up, knotted in stitches by the strictures of his tie, suit and briefcase, yet he trudged along, a pack of analgesic and pepto-bismol tucked away in his bag. He would have gone through a bit of them before the day was over.

He knew that he couldn’t continue like this in such a dull job. He had told himself this for the past ten years, yet he was too lethargic and scared to sit up and do something.

Lost in thoughts over his quandary, his movements were spare and automated as he walked down his usual route to catch the bus.

He stepped into the pedestrian crossing, just a few seconds too early. He had failed to see the flashing change of the lights and the truck that trundled down at high speed.

Image credit: Pixabay