Money is one touchy subject that a lot of people love to hate and hate to love. Most people don’t like being told how to manage their money.

The Truth is that we can’t avoid money. It’s been the legal tender through the ages, in so many forms that has evolved over time and is behind a whole lot of misery and content in our lives.

Money is a servant and just a means of arriving at a goal. It should never be placed in the position of a master, because he can become  a slave driver, a greedy grubber and a controlling entity once given the opportunity.

With the introduction of credit in the society, it has forged a controlling circle over people’s lives, where people are living consistently above their affordable means by the euphoric idea of buy now and pay later.

By the end of the month, most people’s accounts are in deficit because all the payments has gone in and they hardly have two coins left to rub together, thus the vicious cycle of chasing after the elusive monetary wealth continues.

Until, we conscientiously and actively learn to curb the expense and keep to the absolute needs as against the wants, we will remain in a limbo.

There are so many ways of practicing thrift asides from cutting coupons and it might surprise us how much better off we would be, if we care to throw away some spending practice that burns holes in our pockets.

A borrower will always remain a servant at the beck and call of the lender. May your money be a good servant and not a grinding master.

© Jacqueline Oby-Ikocha