Debt – a cooking pot and twisted tales

Yay! My very first guest post is from Pamela of ‘My money counts – money, modest living and enjoying life.’

I met Pamela in the blogosphere several months ago and I have totally enjoyed our interactions. Her posts are insightful, fact-filled and very hands on approach.

Her witty letter to Debt is a personal relationship with being indebted and how she got out of it. I enjoyed reading it and I am sure that you will 🙂

Dear Debt,

It’s been a roller coaster ride with you, but it’s time we part ways. I don’t know how much more uncertainty I can take from you. You said you would always be there for me. I thought you had my back, but you lied to me.

There were so many secrets and lies you kept from me. How can a relationship grow that is built on lies? Like the time you said you had my back and convinced me to buy my living room furniture on credit. You told me we could afford it. You said we would be ok, so I listened. Or when you told me that you would take care of me once I was done school and encouraged me to spend the little I had and more without giving a second thought. But I am done school now and your words were just empty promises. Where is the help? Where were you when I needed you, debt?

Why am I even surprised? You were never satisfied with what I could give you. You always wanted more and more from me. The more I got for you the more you wanted. I felt like I could never do enough for you. Like the time I got us the big screen T.V and game system, but that wasn’t enough for you. You wanted the new laptop and cell phone too.

Was it ever enough for you? Did I ever make you happy? You used to make me happy. I used to get so excited to see you. We had some of the greatest times together you and I. Like the time we went on the road trip together or bought all those cool things together. You used to whisper sweet nothings in my ear. You had me wrapped around your finger. Then the trips, gifts and promises stopped coming. Then you stopped coming around. Now when I look at you, I can’t trust you anymore. You deceived me…so I am moving on.

I will just come right out and say it, I met someone else. His name is cash and he is so good to me. He never lies to me or deceives me. He always has my back and is satisfied with what I can give him. We are building new memories and going on our own adventures together cash and I.

I want to say, thank you, though because if it wasn’t for you, I would never know how great a healthy relationship could be. Cash is the love of my life and I have you to thank for it.

So long and have a good life. Please change your ways so you don’t mess up the next girl’s life. Oh and don’t forget to lose my number.

Your Ex,

Pamela

Image credit: Pixabay.com

An excerpt about Pamela in her words. She can be contacted through this link: MY MONEY COUNTS.

Hi I’m Pamela. I am 30 years old African Canadian personal finance blogger that likes to help other millennials eliminate their debts. My professional and educational background is in accounting / finance, but I was not always good with my own money. After some life lessons learned, my husband and I embarked in a journey to pay off $120k of debt in 2.5 years. We now live debt free and our building our wealth. This letter is a comical relief on my experience with debt.

If you are interested in guest posts, you can contact me through my contact page on my blog or through this email address: JacquelineObyIkocha@gmail.com

When La Duchesse Derat started this challenge my thoughts wavered on whether I could cope with adding it to my list , now it’s become a feature I look forward to weekly and this also goes to prove that you can go the extra mile and further if need be.

This week’s TGBOL prompt asking us to make a list of the ‘the words that matter to me‘ is what we refer back home as ‘buying market‘ or ‘inviting the insect infected log,‘ because yours faithfully Jacqueline has a lot to say, but I shall restrict my enthusiasm to 10 quotes.

1. ‘Hang your bag where your hands can reach.’

My parents used this phrase so much *in Igbo language * to teach us how to be contented with what we have and never be greedy for that which belongs to someone else.

They taught us that if you worked hard and with integrity, that yours will come and this is so true.

I can truthfully say that I have never owed for a day in my life because at every point in time even when it requires living the life of minimalism, what I have at that point in time is always enough and I even strive to create surplus from the little bit.

I endeavour never to buy that which I cannot afford to pay for, no matter how beautiful it is and for that, I have peace.

2. ‘For my Grace is sufficient unto the day.

The grace of God is free and belongs to all who seek for it. We all live by grace.’

3.’ As a man thinks in his heart so is he.’

Those things that you dwell on consistently, gradually erodes your mind and heart and becomes you, in the sense that you exhibit them and they control you.

4. ‘Never give up on yourself.’

Even if the World fails you, it’s only over when you fail yourself and stop believing in yourself that’s when it’s really over.

5. ‘For I have not given you the spirit of fear but of love, of power and of sound mind.’ 2 Tim 1:7

6. ‘Dare to dream big for the journey of a thousand miles started with a step, but you need to take that step and keep moving.’

Let your dreams be large. Then take them on. Even if you don’t arrive at that precise goal, you will have a heck of a good time getting there.

7. ‘Be appreciative of the simple things of life and be contented, for there in lies your sense of peace.’

The love from my family and the time spent with them is beyond priceless.

8. ‘Give. Be happy to share out of your bounty as well as your scarcity and you will see even more.’

Giving is not only when you have money in your pocket to hand out. If you do, all the better, but giving starts from the mind. Give of yourself and of the little that you have. Your resources well up and brim over.

9. ‘Be the light that you would like to see shining in others and do unto them as you would like them to do to you.’

10. ‘Be bold and be strong (courageous) for the Lord your God is with you.’ Deut 31:6