Finance · Guest Posts · money

My Breakup Letter To Debt.. First Guest Post.

Yay! My very first guest post is from Pamela of ‘My money counts – money, modest living and enjoying life.’

I met Pamela in the blogosphere several months ago and I have totally enjoyed our interactions. Her posts are insightful, fact-filled and very hands on approach.

Her witty letter to Debt  is a personal relationship with being indebted and how she got out of it. I enjoyed reading it and I am sure that you will 🙂

Dear Debt,

It’s been a roller coaster ride with you, but it’s time we part ways. I don’t know how much more uncertainty I can take from you. You said you would always be there for me. I thought you had my back, but you lied to me.

There were so many secrets and lies you kept from me. How can a relationship grow that is built on lies? Like the time you said you had my back and convinced me to buy my living room furniture on credit. You told me we could afford it. You said we would be ok, so I listened. Or when you told me that you would take care of me once I was done school and encouraged me to spend the little I had and more without giving a second thought. But I am done school now and your words were just empty promises. Where is the help? Where were you when I needed you, debt?

Why am I even surprised? You were never satisfied with what I could give you. You always wanted more and more from me. The more I got for you the more you wanted. I felt like I could never do enough for you. Like the time I got us the big screen T.V and game system, but that wasn’t enough for you. You wanted the new laptop and cell phone too.

Was it ever enough for you? Did I ever make you happy? You used to make me happy. I used to get so excited to see you. We had some of the greatest times together you and I. Like the time we went on the road trip together or bought all those cool things together. You used to whisper sweet nothings in my ear. You had me wrapped around your finger. Then the trips, gifts and promises stopped coming. Then you stopped coming around. Now when I look at you, I can’t trust you anymore. You deceived me…so I am moving on.

I will just come right out and say it, I met someone else. His name is cash and he is so good to me. He never lies to me or deceives me. He always has my back and is satisfied with what I can give him. We are building new memories and going on our own adventures together cash and I.

I want to say, thank you, though because if it wasn’t for you, I would never know how great a healthy relationship could be. Cash is the love of my life and I have you to thank for it.

So long and have a good life. Please change your ways so you don’t mess up the next girl’s life. Oh and don’t forget to lose my number.

Your Ex,

Pamela

Image credit: Pixabay.com

An excerpt about Pamela in her words. She can be contacted through this link: MY MONEY COUNTS.

Hi I’m Pamela. I am 30 years old African Canadian personal finance blogger that likes to help other millennials eliminate their debts. My professional and educational background is in accounting / finance, but I was not always good with my own money. After some life lessons learned, my husband and I embarked in a journey to pay off $120k of debt in 2.5 years. We now live debt free and our building our wealth. This letter is a comical relief on my experience with debt.

If you are interested in guest posts, you can contact me through my contact page on my blog or through this email address: JacquelineObyIkocha@gmail.com

Lifestyle · Writing

Keeping It REAL…Streams of consciousness Saturday.

It’s been a real struggle trying to resist joining a whole lot of challenges that I see flying around the blogosphere.

They always sound absolutely interesting that a tiny voice in me keeps nudging me to do more. My reluctance stems from the real knowledge and fair idea what getting involved would mean in real-time for me. MORE OF MY TIME.SoCS badge 2015

I honestly don’t know how not to give a 100% and over when I am doing something.

I like to be that dependable. When I do less, I gain no real satisfaction and feel as if I am slacking off and letting something down.

I know these are good ways of connecting with others as well as practicing new techniques especially since I advise people to push the boundaries of their comfort.

Ruminating over it, I said to myself, Jacqueline my dear girl, you can’t seem to resist the bait of A-Z and more. Maybe, you should just take a little nibble and shelve something else. Hmm! REAL tussle in the mind. So what do you think?

Now, to get to some real talk on this post of mine.

It’s really been occupying space in my mind of late and each day the question grows.

We writers write for refined, elevated and so many other reasons. A writer will primarily tell you that they write for the love of it and not for the money. Sometimes, it does seem to me that we fail to calculate the real worth of our writing simply because the words flow easily from our minds to the tips of our pens and my wondering is that there might be need for a paradigm shift in this sort of thinking.

When you think about it, that passion for writing that we have, is been paid for with our time and other odd jobs. Won’t it be lovely if we shed other odd jobs and earned decent Ka-ching from our blogging, writing efforts?

I love writing. I love arty things. It’s beyond a passion for me and it’s not an alternative. It’s a compulsory pull.

I am trying to make conscientious effort to explore honest means of earning real cash from my endeavours. That’s the bottom line and it doesn’t make me less a writer to want to earn from the sweat of my fingers.

To live the lifestyle that I want without being enslaved to anybody, it has to work.

My conscientious effort requires reading more, researching more, learning more, having the courage to jump out of the window and all that. All these things will take some real good chunk of my time. There are no hard and fast rules to them.

I am however convinced that with dogged determination, hitting some pay; I am not sure about the dirt part, will really sweeten the pot.

Well there it is. Thank you Linda for today’s prompt word ‘real.’ It’s made me to dwell a little bit more on an issue that’s been running around in my head.

©  Jacqueline Oby-Ikocha